By | November 21, 2023
Inside Xpress Payment Solutions Fintech Leverage

In the heart of Nigeria, a remarkable transformation is sweeping the nation, like a gentle breeze of hope and innovation.

This is a time of rapid growth and a digital revolution that has taken the country by storm. The people, who were once shut out of the financial world, have become tech-savvy and crave cutting-edge solutions to meet their financial needs.

The race to bridge the financial inclusion gap is on, and amid the chaos of change, one name shines brightly: Xpress Payment Solutions Limited (Xpress Payments).

Imagine the year 2016, a defining moment in Nigeria’s history, when Xpress Payments was born. This is not just a business; it is a beacon of hope, a symbol of progress in the ever-changing world of financial technology.

Today, it stands tall as one of the leading fintech companies in Nigeria, offering a wide range of innovative electronic payment solutions to both businesses and individuals, in a country where the need for such solutions is as diverse as its people.

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Xpress Payments is not just a name; it is a promise, a commitment to solve the payment problems of Nigerians, and it has a host of arrows in its quiver to do so.

The company specializes in designing, implementing and providing electronic payment platforms, invoice payment solutions and disbursement services.

They are the guardians of transaction exchange and processing and hold the coveted CBN exchange and processing license which allows them to act as a payment solution provider (PSSP), payment terminal service provider (PTSP), third party processing (TPP) and non-bank redemption agent, as well as offering a range of services including transaction exchange. In a nation thirsty for financial solutions, Xpress Payments is the source.

But what really sets them apart is the variety of products that provide different solutions that they offer. Their range includes Payment Gateway by PayXpress Business, PayXpress, eCashier, XpressPayout and XpressPOS. These are not just products; they are bridges that connect the dreams and aspirations of individuals, businesses and government to the realm of reality.

Payment Gateway by PayXpress Business

Close your eyes and imagine a world where businesses can seamlessly collect payments from their customers without redirecting them to another website. Payment Gateway by PayXpress Business makes this dream come true.

This payment gateway allows organizations to accept payments using cards such as Visa, Verve and Mastercard, as well as bank accounts and e-wallets.

It allows them to transfer funds, set up recurring payments and manage fundraising for government, parastatal and other organizations.

Convenience is not just a word; it is the cornerstone of this masterpiece. With features like profile management, user segmentation, detailed transaction reports, third-party system integration and transaction recall, businesses can breathe easy.


PayXpress is the lifeline that Nigeria has been waiting for. It is the one-stop shop for Value Added Services (VAS). It allows customers to buy airtime/data, renew cable subscriptions and pay for electricity and other bills.

With support for various payment methods, including bank accounts, Mastercard, Visa and Verve Card, it’s a lifeline for people looking for an all-in-one solution. From consignment purchases to transaction reporting, PayXpress is the bridge that connects ambition with reality.


Imagine making bulk or single payments from multiple accounts and multiple banks, securely and easily. That’s exactly what XpressPayout offers. It facilitates the transfer of funds to suppliers, contractors and staff, with the flexibility of easy debit and multiple credits.

Integration with third-party platforms, segmentation based on transaction type, and pre-recipient data validation make it a powerful tool for businesses.


eCashier is the platform that simplifies payment collections. It enables organizations and businesses to accept payments through a network of over 8,000 bank branches and electronic channels.

Payments are accepted in various forms, including cash, checks and wire transfers, and multiple currencies are supported. Several states use eCashier to collect revenue from a variety of sources, making it an important part of their financial ecosystem.

But Xpress Payment Solutions doesn’t stop there. Their POS terminals enable businesses to accept electronic payments, reducing cash handling costs and increasing sales.

They are crucial in the journey towards a cashless society and touch the lives of countless individuals and businesses, referred to as “the millions who have made the switch” in their new TV commercial ( BUMNJbrMRrmpX1kx).

These millions make payments without any hassle in line with the company’s mission to make life easy for everyone through seamless payments, simplifying and enabling a smarter life for customers and their businesses.

The entire customer base of Xpress Payments is guaranteed excellent service delivery with the company’s dynamic and forward-looking processes and operations, which have been triple-certified by the International Standards Organization (ISO).

The certifications which, according to the company’s Group CEO/CEO, Dr (Mrs) Markie Idowu, are “in recognition of our unwavering commitment to providing quality information and cyber security management systems for all our stakeholders” include: ISO 27001 – Information Security Management System, ISO 22301 – Business Continuity Management System and ISO 20000 – Information Technology Service Management System.

As the story unfolds, it’s clear that Xpress Payments is more than just a fintech company. Their commitment to innovation, customer service and, most importantly, financial inclusion, makes them a true leader in the Nigerian fintech landscape.

They are the guardians of dreams, the bridge builders and guardians of hope.

Their unique value proposition centered around the convenience and security of electronic payments, positions them for continued growth and a central role in Nigeria’s digital economy.

They are not just a company; they are the architects of a brighter future for Nigeria.

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